It is extremely safe to apply on-line as our web site employs the latest 128 bit encryption technology, therefore your details cannot be viewed by any unauthorized third party.
As a customer of the Loans Café you are never left without good options. You can speak to our trained specialists who draw on extensive experience of helping customers like yourself. So you may [...]
We will receive a commission from the lending company. This is variable and is dependent on a number of factors. Our commission schedule is outlined in our ‘Certificate of Appointment’. The [...]
The whole process usually takes two to four weeks dependent upon a number of factors including how quickly you can supply us with the documentation required to complete your loan.
Simply email or telephone our office and we will arrange for a Finance specialist to call or visit to outline your options.
Simply pay the outstanding loan balance from the proceeds of the sale or alternatively we may be able to transfer the loan to your new property. Most lenders offer a ‘portable’ loan.
We will discuss early settlement with you once a lender has been selected.
No, you can usually use the money for almost any purpose. Perhaps you want to pay off all your higher rate credit leaving you with just one manageable monthly payment. Alternatively you may wish [...]
Absolutely. Your loan application is treated in the strictest confidence. We will not contact your employers, bank or any other third party without your prior permission.
Interest rates are very fluid at this time. The current rates will be outlined in your loan proposal.
Yes, we offer an optional accident, sickness and redundancy package for your peace of mind. Details of this valuable cover.will be discussed at your interview if required and we will engage the [...]
On the majority of our loans we are able to offer interest rates fixed for up to 10 years and for a blend of fixed and variable rates if it suits your needs.
This is usually entirely up to you, the Loan Calculator may help you decide. Generally loans are available over three to thirty years.
We have many lenders on our panel offering a diverse range of plans. This enables us to arrange finance for people in some of the most difficult circumstances.
This will depend upon your income and the amount of equity within your property. Some plans enable you to borrow up to 100% of your property value. Loan amounts are available from… Subject to [...]
