Home Loans Perth

Our competitive home loans provide security, flexibility and peace of mind. Our team of professionals offers timely loans. Click to live in your dream house.

Whether you’re a first homebuyer, investing in residential or commercial properties or looking to refinance your existing home loan in Perth, The Loans Café is here to help. The Loans Café Perth has established itself as the first choice in high quality, personalized lending services. Nobody likes waiting for the things they want. That’s why at The Loans Café, we find you the most competitive rates from over 30 highly reputable lenders to help you get the best price, with the fastest possible turnaround.

The Loans Café experts help you to forecast your financial future, allowing you to gain the flexibility and security that you deserve. We help you to leverage your borrowing capacity to make the most out of current market opportunities, and help you to seize the new home of your dreams. We provide you with a competitive personalised comparison to help you understand the total cost of your home loan. This comparison provides a holistic account of known fees and charges that will apply to you by building those costs directly into the interest rate.

The rising competition in financial markets has allowed consumers to access flexible, lower rate and term home loans. The Loans Café helps you to find the right home loan for you by considering the features and benefits that you need to achieve your financial goals and minimise your risk and stress levels.

When choosing your home loan in Perth, there are some highly important features to consider:

  • The capacity to alter your loan between fixed and variable interest rates;
  • Your potential ability to repay your home loan faster, and whether or not the terms allow this;
  • An offset account;
  • Applicable redraw facilities;
  • Potential synergies between your home loan with your credit card and savings accounts.

Testimonials

  • Hawaiian Ride for Youth is a 700 km Peloton ride with 180 riders over 4 routes that in March ride week raised in excess of $2,500,000 for Youth Focus. Youth Focus is a West Australian not for profit that helps young people aged 15 to 25 deal with mental illness and suicide issues. It is through contributions like that of The Loan Café that help make our ride week such a success and allow Youth Focus to continue supporting the young and vulnerable people of our community.

    Barry Scarborough
  • Hi Michael, Thank you so much for your wishes. Your help and guidance through this process has been simply wonderful. We will be recommending you to everyone (as we have already been doing!). Many thanks for all of your help.

    Andrew Subiaco
  • Hi Ashley, Thanks for your help with my first home loan. Everything went well and an hour after getting the keys…… I was repainting! See you soon.

    John Beeliar
  • Hi Barry Thanks again for your help in securing finance for our new family home. We are already planning for some renovations so will be in touch again soon!

    Stuart and Fiona A Willetton
  • We have known Mark and Bev for many years now and always utilize their services when it comes to our financing requirements. Their passion, care, honesty, integrity, attention to detail and persistence in meeting the challenges of the banks requirements is truly remarkable and a credit to their knowledge, dedication and desire to fulfil their clients needs. I can recommend Mark and Bev who I know will always go above and beyond to see their clients needs met, especially in this new, age of finance.

    Gango Dianella
  • On behalf of myself, Harry Perkins Institute of Medical Research and the 2017 Ride to Conquer Cancer I would like to thank Murray and all the team at The Loans Café for their continued support for this great cause. Without companies like The Loans Café, raising sponsorship would be a lot more difficult and vital research carried out by Perkins would not be funded. Thanks for your support.

    Marco Joondanna
  • Hi Michael ,Three years ago you helped me with purchasing a property in Shelley. You did such a good job I would like to ask for your assistance again.  My partner and I are looking to buy a house and would like to know our borrowing power and what we could expect repayments to be on potential purchase prices.

    Jacqueline Como
  • Ash, Thanks for talking to the Valuers and pushing them to get the valuation completed early and back to the bank. This allowed my block in Sienna Woods to settle on time.

    John Hilbert
  • Dear Mark and Bev, Owen and I would like to thank you for your help through these trying times. This is the second time you have helped us out with a loan and you are always quick and efficient. You have made our renovations possible and our loan repayments smaller with refinancing but not only that you have been a world of information. You are both amazing. I love the emails about the reserve bank interest rate announcements and you making us feel like we are important not a number like a bank would. Thank you both again and I am sure you will be hearing from us in the future.

    Kayelene Busselton
  • Barry, Just a quick note to thank you so much for your guidance and assistance in getting my first home loan finance approved so quickly. All going well, I’ll be moving into my apartment in 3 weeks!

    Fiona B Claremont

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