The Loans Café hosts a smorgasbord of lenders including the big four banks.
A trusted institution for almost 20 years, the Loans Café strives for premium customer satisfaction.
We provide a wide range of loans to suit your needs, helping you to understand your options.
We provide a personalised service to a smaller number of clients serving to increase turnaround time and maximise customer satisfaction

We offer you great rates!

Fixed Rates from 4.09%-5.99%

The Loans Café is Perth’s very own trusted institution, setting the standard for mortgage professionals in Australia. The Loans Café is celebrating almost 20 years in customer service excellence with fast approval loans and over 95% of loans approved. We focus on providing personalized customer service to a smaller number of clients to remain nimble and flexible in order to get the best outcome for our clients.

We are Perth’s credit representatives for the people. We pride ourselves in providing you with the best, most innovative strategies to reach your financial goals. We are specialists providing the widest choice of secured and unsecured investment, commercial, personal and home loans to Perth clients and Australia wide. The Loans Café Perth is committed to helping families, individuals and companies achieve the dream of home ownership, or finding the financial solutions for your personal projects or needs.

Variable Rates from 3.89% to 5.99%

Speak to one of our professional team

First Home Loans

At The Loans Café Perth, our expert consultants are here to navigate and advise you through one of life’s most important decisions. We create smart solutions to get you into your dream home sooner.

Investment Home Loans Perth

Property investment is highly popularized in the Australian market, and for a good reason. Your Loans Café expert can help you determine the most viable strategy to maximise your economic gains.

Home Loan Refinancing

As an experienced buyer, you know the importance of having a home loan that reflects your current needs. We help you explore your options to make informed, financially beneficial decisions.

Why Choose Us?

The Loans Cafe Finance Brokers Perth

Get our expert advice for free and never see a bill! We can help you with lines of credit, investment, debt consolidation, vehicle and asset finance, business and commercial loans, personal, pre-arranged and low deposit home loans.

We are fast becoming the “finance broker of choice” for homeowners, investors and consumers across Australia. Our finance professionals work tirelessly to help you find a solution that suits your needs and will take time to explain the lending process, all terms and conditions and your insurance needs. Our mortgage brokers can help you find the right loan and are able to show you the way to saving money.

Call us today on 1300 135 560 to start financing your dream home or to discuss how our range of personalised services can help you maximise your financial potential.

The Loans Cafe mortgage and finance brokerage team offers informed, professional services to ensure you find the best option for your needs. Call Us Today.


  • Hawaiian Ride for Youth is a 700 km Peloton ride with 180 riders over 4 routes that in March ride week raised in excess of $2,500,000 for Youth Focus. Youth Focus is a West Australian not for profit that helps young people aged 15 to 25 deal with mental illness and suicide issues. It is through contributions like that of The Loan Café that help make our ride week such a success and allow Youth Focus to continue supporting the young and vulnerable people of our community.

    Barry Scarborough
  • Hi Michael, Thank you so much for your wishes. Your help and guidance through this process has been simply wonderful. We will be recommending you to everyone (as we have already been doing!). Many thanks for all of your help.

    Andrew Subiaco
  • Hi Ashley, Thanks for your help with my first home loan. Everything went well and an hour after getting the keys…… I was repainting! See you soon.

    John Beeliar
  • Hi Barry Thanks again for your help in securing finance for our new family home. We are already planning for some renovations so will be in touch again soon!

    Stuart and Fiona A Willetton
  • We have known Mark and Bev for many years now and always utilize their services when it comes to our financing requirements. Their passion, care, honesty, integrity, attention to detail and persistence in meeting the challenges of the banks requirements is truly remarkable and a credit to their knowledge, dedication and desire to fulfil their clients needs. I can recommend Mark and Bev who I know will always go above and beyond to see their clients needs met, especially in this new, age of finance.

    Gango Dianella
  • On behalf of myself, Harry Perkins Institute of Medical Research and the 2017 Ride to Conquer Cancer I would like to thank Murray and all the team at The Loans Café for their continued support for this great cause. Without companies like The Loans Café, raising sponsorship would be a lot more difficult and vital research carried out by Perkins would not be funded. Thanks for your support.

    Marco Joondanna
  • Hi Michael ,Three years ago you helped me with purchasing a property in Shelley. You did such a good job I would like to ask for your assistance again.  My partner and I are looking to buy a house and would like to know our borrowing power and what we could expect repayments to be on potential purchase prices.

    Jacqueline Como
  • Ash, Thanks for talking to the Valuers and pushing them to get the valuation completed early and back to the bank. This allowed my block in Sienna Woods to settle on time.

    John Hilbert
  • Dear Mark and Bev, Owen and I would like to thank you for your help through these trying times. This is the second time you have helped us out with a loan and you are always quick and efficient. You have made our renovations possible and our loan repayments smaller with refinancing but not only that you have been a world of information. You are both amazing. I love the emails about the reserve bank interest rate announcements and you making us feel like we are important not a number like a bank would. Thank you both again and I am sure you will be hearing from us in the future.

    Kayelene Busselton
  • Barry, Just a quick note to thank you so much for your guidance and assistance in getting my first home loan finance approved so quickly. All going well, I’ll be moving into my apartment in 3 weeks!

    Fiona B Claremont

$1.2 Billion

Loans settled since 1998


Loan Approval Rate

1 - 5

Days for Approval


Years in business

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Meet with one of our expert consultants with over 20 years experience in the business to start making your home loan dreams a reality.

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